Are You Ready to Improve Your Health and Personal Finances?

New Resolutions for 2012 may be in jeopardy. Can you give yourself daily points for performing each of ten daily practices to help you achieve habits for a lifetime? Convert those ambitious New Year’s Resolutions, like losing weight and saving money, into daily action steps.

The five daily health and nutrition practices are: eat at least 4 cups of fruits and vegetables; get at least 30 minutes of physical activity; drink water or unsweetened beverages instead of sugar-sweetened beverages: eat at least two servings of whole-grain foods; learn something new about food and nutrition.

The five daily financial management practices are: save a $1 bill (or more) and/or pocket change; invest $5 or more per day (including automated retirement savings plan deposits); track money throughout the day; eat lunch prepared at home; and learn something new about personal finance. The latter activity can be accomplished by visiting web sites, attending seminars, or by reading, listening to, or viewing media reports.

How many points can you and earn per week? Per month? Log your progress in a 2012 journal. Plan to reward yourself at the end of each month.

To help you achieve your health and financial goals, Columbus Cooperative Extension office has two FREE programs in which you can enroll and participate: Georgia CA$H (Consumers Acquiring Savings Habits) and Walk Georgia.

To enroll in GA CA$H, call my office at 706.653.4200 for an enrollment form. You will set a savings or pay-down-debt goal and receive a quarterly, electronic newsletter with money management tips.

To enroll in Walk Georgia, a virtual walk around Georgia calculated via computer through recording minutes of real activity (walk, bicycle, skate . . .), mark your calendar for February 1st, opening day for enrolling in Walk GA. Go to this web site ( and create your personal Walk GA account, then record your minutes of activity for 12 weeks, beginning February 12 and ending May 5, 2012. Prizes for most miles “walked” by a team and individual. All who participate receive weekly newsletter and certificate of completion.

Plan to attend one of the two kick-off events on February 3 and February 10, which will be held at the Columbus Cottonmouths Ice Hockey games, 7:30 pm, at the Columbus Civic Center. All who sign-up for Walk Georgia during the game will receive a coupon for $5 ice skating/skate rental at the Columbus Ice Rink (expires May 31, 2012). Move More. Live More.

Questions??? Call me in Columbus at 706.653.4200.

By Joanne Cavis


About Save a Dime on 9

Save a Dime with 9 is part of WTVM's continuing effort to reach out to the community. Our ConsumerWatch team is constantly digging for deals and information that can help you and your family stretch your dollar. There are lots of other good savings blogs and websites out there, but Save a Dime saves you time and money because we're a one stop shop. Where else can you get free tax advice, tips on couponing and even the scoop on the latest tech gadgets all in one place? The're here! So let's start our savings journey together. If you have a blog idea for us, send an email to Please include a phone number so that we can reach you, if necessary.
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